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A Proven Process

Understand your situation in depth
Evaluate and identify the good, the concerns, and your opportunities
Our National Planning Team includes specialists across the country
Customize a financial plan and strategies, to reach your goals
As an independent firm, we represent the open market and best solutions for you
Ongoing reviews, to work together toward your goals

The Result

A customized and complete strategy to protect and maximize your wealth.
So you can focus on business, the people you care about, and ultimately reach your goals.

Who We Serve

Business Owners

As a business owner, your financial situation is incredibly unique, with greater complexities. But your time is limited, and so often, there is a lack of coordination, and many opportunities…

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Business Owners

Owners of Construction Companies

The Construction Planning Group, a practice within a practice, specializes in financial planning for contractors, and business owners associated with the industry…

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Owners of Construction Companies

Corporate Executives

As a corporate executive, your time is extremely limited, yet your compensation package can be complex, with many moving parts that require ongoing attention. And so often, there is a lack of coordination…

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Corporate Executives

Families & Retirees

Not all situations are as complex as that of a corporate executive or business owner, but your situation is still unique nonetheless. In order to maintain financial independence…

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Families & Retirees

We are licensed in the following states. If you are a legal resident of one of these states, please proceed. We are sorry if we are unable to offer you our services at this time.

Securities: Florida, Iowa, Michigan, Ohio, Rhode Island, Virginia

If you are in a state not listed here, we can simply become registered in your state, before we can offer our services to you.

*Affiliation with Sagemark Consulting and The Construction Planning Group make up The Kosek Organization

Unless otherwise identified, Associates on this website are registered representatives of Lincoln Financial Advisors Corp. Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer and a registered investment advisor. Member SIPC. Insurance offered through Lincoln affiliates and other fine companies and state variations thereof. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Firm disclosure information available at www.LFG.com.

See Lincoln Financial Advisors (LFA’s) Form CRS Customer Relationship Summary, available here, for succinct information about the relationships and services LFA offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. LFA’s Forms ADV, Part 2A, which describe LFA’s investment advisory services, Regulation Best Interest Disclosure Document, which describes LFA’s broker-dealer services, and other client disclosure documents can be found here.

*Associated persons of Lincoln Financial Advisors Corp. who hold a JD and/or CPA license do not offer tax or legal advice on behalf of the firm.